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Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
Home Staging Staging homes to sell faster and for more profit. Find Out More >
The Conti Team RE/MAX Valley Properties 16275 Monterey Road, Suite C Morgan Hill, CA. 95037 1124 Meridian Ave san Jose ca 95125 408-691-7700 800-541-7837 Email: paulandginger@NUMBER1EXPERT.com
Paul and Ginger know Santa Clara County Real Estate! With over 28 years of experience selling homes and rental property, they know the nuances of pricing--whatever kind of home or investment property you're selling! They know you want to sell your property fast but get top dollar. With "The Right Price Analysis" individually prepared on your property they will do just that! Paul and Ginger don't just list properties, they market them to sell! ...
What is the difference? Paul and Ginger have a record of moving Real Estate profitably and fast! Paul's technical capabilities and intimate knowledge of marketing, which includes the latest Internet technologies, will insure the buying and selling cycles will be quicker, smoother and more profitable for you. Paul is in the Top 5% of agents in Santa Clara County and in the Top 2% in the nation, having sold many properties just like yours....
Ginger is the author of the book “The Art of Home Staging” and founder of www.HomeStagers.com. She has staged/showcased over 380 homes and Paul lists them. The home staging service is FREE for their clients. Their team effort is profit in their seller’s pocket. Paul is also an expert in 1031 Tax Free Exchanges.
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