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All agents are NOT alike! With over 28 years of experience we have the knowledge to help. Don't hire an amateur. Call us: 408-691-7700 or 800-541-7837
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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As top San Jose, Morgan Hill and Gilroy real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market. We have direct access to the San Jose, Morgan Hill and Gilroy area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.  Tell us what you are looking for! It's our job to know every property in San Jose, Morgan Hill and Gilroy, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What was the first territorial acquisition made by the U.S. Government?
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| A |
The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%. |
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Home Staging
Staging homes to sell faster and for more profit.
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