San Jose real estate and homes for sale in California, golf course properties, luxury properties - The Conti Team, REALTORS® The Conti Team REALTORS(r) for San Jose, Morgan Hill and Gilroy, California real estate, golf course properties, luxury properties - NUMBER1EXPERTS™ The Conti Team NUMBER1EXPERTS(tm) for San Jose, Morgan Hill and Gilroy, California real estate, golf course properties, luxury properties
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The Conti Team, REALTOR®, real estate agents and broker for San Jose, Morgan Hill and Gilroy California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! With over 28 years of experience we have the knowledge to help. Don't hire an amateur. Call us: 408-691-7700 or 800-541-7837


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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
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What building has the largest windows in the world?

A 
The Palace of Industry and Technology in Paris, France has three matching windows, each 715 feet high and 164 feet wide and comprised of multiple panes of glass.
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The Conti Team, REALTOR®, real estate agents and broker for San Jose, Morgan Hill and Gilroy California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Conti Team
RE/MAX Valley Properties

16275 Monterey Road, Suite C
Morgan Hill, CA. 95037
1124 Meridian Ave san Jose ca 95125
408-691-7700
800-541-7837
Email: paulandginger@NUMBER1EXPERT.com

Paul and Ginger know Santa Clara County Real Estate! With over 28 years of experience selling homes and rental property, they know the nuances of pricing--whatever kind of home or investment property you're selling! They know you want to sell your property fast but get top dollar. With "The Right Price Analysis" individually prepared on your property they will do just that! Paul and Ginger don't just list properties, they market them to sell! ... What is the difference? Paul and Ginger have a record of moving Real Estate profitably and fast! Paul's technical capabilities and intimate knowledge of marketing, which includes the latest Internet technologies, will insure the buying and selling cycles will be quicker, smoother and more profitable for you. Paul is in the Top 5% of agents in Santa Clara County and in the Top 2% in the nation, having sold many properties just like yours.... Ginger is the author of the book “The Art of Home Staging” and founder of www.HomeStagers.com. She has staged/showcased over 380 homes and Paul lists them. The home staging service is FREE for their clients. Their team effort is profit in their seller’s pocket. Paul is also an expert in 1031 Tax Free Exchanges.

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